InCred Holdings, a new-age NBFC (Non-Banking Financial Company), has recently announced its plans to raise a whopping sum of ₹3,000–4,000 crore in order to further expand its operations. With a diversified lending portfolio and an impressive AUM (Assets Under Management) of over ₹12,585 crore as of FY25, InCred Holdings has emerged as one of the fastest-growing NBFCs in the country.
This remarkable growth can be attributed to the company’s innovative and customer-centric approach, which has set it apart from traditional NBFCs. InCred Holdings has been quick to adapt to the changing needs of the market and has leveraged technology to provide efficient and hassle-free financial solutions to its customers.
One of the key factors that have contributed to InCred Holdings’ success is its diversified lending portfolio. Unlike traditional NBFCs that focus on one or two types of loans, InCred Holdings offers a wide range of financial products such as personal loans, business loans, education loans, and home loans, among others. This has allowed the company to cater to the diverse needs of its customers and establish a strong foothold in the market.
In addition to its diverse lending portfolio, another major contributor to InCred Holdings’ success is its strong asset management capabilities. With an AUM of over ₹12,585 crore, the company has been able to effectively manage its assets and generate impressive returns for its investors. This has also helped InCred Holdings to maintain a healthy balance sheet and expand its lending operations.
Furthermore, InCred Holdings has been constantly innovating and introducing new financial products to cater to the evolving needs of its customers. The company’s focus on technology and digitalization has enabled it to offer quick and easy loan processing, making it a preferred choice for many customers.
Apart from its financial success, InCred Holdings has also been actively contributing to social causes, making it a socially responsible organization. The company has been actively involved in various initiatives for financial inclusion and empowerment, especially in rural and semi-urban areas. This has not only helped the company to fulfill its social responsibilities but has also helped in creating a positive brand image for InCred Holdings.
With the proposed fundraising of ₹3,000–4,000 crore, InCred Holdings aims to further expand its operations and increase its lending capacity. The company plans to utilize the funds to enter new markets, diversify its product offerings, and invest in technology to enhance its customer experience. This move is expected to contribute significantly to the company’s growth and further strengthen its position as a leading NBFC in the country.
InCred Holdings’ ambitious plans have been met with a positive response from the market, with investors showing keen interest in the fundraising. This reflects the confidence and trust investors have in the company’s growth potential and its ability to deliver consistent returns.
In conclusion, InCred Holdings’ rapid growth and impressive performance have established it as a force to reckon with in the NBFC sector. With its customer-centric approach, diverse lending portfolio, and strong asset management capabilities, the company has truly disrupted the traditional NBFC space. With the proposed fundraising, InCred Holdings is poised to achieve even greater heights and contribute significantly to the growth of the Indian economy.
